This book guides you through a money saving process of researching, obtaining, refinancing (if ever) and paying down a mortgage. I was relieved to find clear descriptions of financing terms. Robert Bernabe goes on to explain further the reasoning behind his advice and what the alternatives are. He refers frequently to a website in the book to obtain tools to better help your mortgage process. Robert Bernabe is a christian author and occasionally refers to christian beliefs in the financial process.
This book changes many people's ideas of how to shop for a mortgage. I, myself, learned a few things. I found myself saying "oh my gosh that's true, I never thought of that".
If I did have disappointment in that book it's that I wish there were more information regarding paying off a mortgage. There is of course some information regarding this late in the book. Another, detail I would like to point out is that this is not a book to sit and read easily on your lunch break etc. In order to understand effectively the information you will need to access the website to refer to forms and other tools Mr. Bernabe refers to.
If you are someone who is considering starting your first mortgage, buying another house, or refinancing I would certainly recommend this book. I wish I would have read this book when my husband and I were house shopping. This book requires you to actively participate to get the full benefit. It is apparent that Robert Bernabe is well versed in the ways of the mortgage industry and feel this book would be of great benefit to the home buyer or someone looking to refinance.
***I received a free copy of this book from www.booksneeze.com to review on my blog.***
